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AI Bank Statement Analyzer

Upload your statement and see exactly where your money goes. Try 3 pages free, no signup.

Analyze My Statement

Try 3 pages free • No signup • Files auto-deleted after analysis

Drop your statement here — 3 pages free, no signup

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Supported formats: CSV, PDF, XLS, XLSX, OFX • 3 pages free, no signup

Your bank statement already contains the honest story of your finances — it's just unreadable as a wall of transactions. Statement to Budget's AI analyzer turns any statement into a clear picture: spending by category, income vs. outgoings, subscriptions you forgot about, and the categories quietly eating your paycheck. Then it builds you a realistic budget from your actual behavior, not wishful thinking. Try 3 pages instantly; upgrade only if you need more volume.

Instant spending dashboard with category breakdown

AI categorization of every transaction

Income vs. expenses and monthly trends

Personalized 50/30/20-style budget from real spending

Combine multiple months or accounts in one analysis

Try 3 pages free, no signup — files auto-deleted after analysis

How it works

1. Upload statements

PDF, CSV, XLS, or OFX from any bank. Multiple months at once gives the best picture.

2. Get your analysis

The AI categorizes everything and builds your spending dashboard automatically.

3. Build your budget

Add your income and get a forward-looking monthly budget based on how you actually spend.

Frequently asked questions

An instant dashboard of where your money goes: spending by category, income vs. expenses, largest transactions, and trends. You can then generate a forward-looking budget based on your real spending patterns.

Yes. You can analyze 3 pages instantly with no signup. Longer PDFs show a secured preview first; unlock that file for $4.99. Pro is $29/month or $249/year for 400 pages per month, and Bookkeeper is $79/month for 1,500 pages.

PDF (including password-protected), CSV, XLS, XLSX, and OFX statements from any bank.

Yes. Upload multiple statements together and the analyzer combines them into one view, which makes spending patterns much easier to spot.

Your statement is processed securely and automatically deleted after analysis. No account, no stored transactions, no data selling.

Same statement, other formats

One upload gives you every export. Pick the page for the file you need:

Bank statement to QuickBooksBank statement to XeroPDF to QBOBank statement to ExcelBank statement to CSVPDF bank statement converterBank statement OCRBank statement to budget

Ready to try it?

Analyze My Statement