Free AI Bank Statement Analyzer
Upload your statement and see exactly where your money goes — automatic categorization, spending dashboard, and a personalized budget.
Analyze My Statement Free100% free • No signup required • Files auto-deleted after analysis
Your bank statement already contains the honest story of your finances — it's just unreadable as a wall of transactions. Statement to Budget's AI analyzer turns any statement into a clear picture: spending by category, income vs. outgoings, subscriptions you forgot about, and the categories quietly eating your paycheck. Then it builds you a realistic budget from your actual behavior, not wishful thinking. Free, private, and done in about a minute.
Instant spending dashboard with category breakdown
AI categorization of every transaction
Income vs. expenses and monthly trends
Personalized 50/30/20-style budget from real spending
Combine multiple months or accounts in one analysis
Free, no signup — files auto-deleted after analysis
How it works
1. Upload statements
PDF, CSV, XLS, or OFX from any bank. Multiple months at once gives the best picture.
2. Get your analysis
The AI categorizes everything and builds your spending dashboard automatically.
3. Build your budget
Add your income and get a forward-looking monthly budget based on how you actually spend.
Frequently asked questions
What does the bank statement analyzer show me?
An instant dashboard of where your money goes: spending by category, income vs. expenses, largest transactions, and trends. You can then generate a forward-looking budget based on your real spending patterns.
Is the analyzer free?
Yes — completely free with no signup. Upload a statement and see your full analysis in about a minute.
Which file formats can I analyze?
PDF (including password-protected), CSV, XLS, XLSX, and OFX statements from any bank.
Can I analyze several months at once?
Yes. Upload multiple statements together and the analyzer combines them into one view, which makes spending patterns much easier to spot.
Is my data private?
Your statement is processed securely and automatically deleted after analysis. No account, no stored transactions, no data selling.